Peregrine’s cyber experts will work with the insured to analyze the different federal and state breach notice laws applicable to the industry, the regulatory laws, and any unique requirements from the different state insurance commissioners.  We understand and can identify the individual data elements that constitute personal identifiable information (PII) and in the event of a data breach, we can help to ensure that all information systems containing PII will be brought to the attention of the appropriate representative.  This ensures that adequate protection and safeguards are implemented and that privacy impact assessments are conducted.  It is imperative that the handling of PII conforms to applicable legal, regulatory, and policy requirements per each individual state’s breach notice law’s regarding privacy, that the risks and effects of collecting, maintaining, and disseminating information is in an identifiable form in an electronic information system, and that protections and alternative processes for handling information to mitigate potential privacy risks are evaluated.  Peregrine will provide special provisions for classified/encrypted data.